Track your debt,
on your terms
Digital debt tracking solutions
Lone Shark started out of frustration — and a deep desire to feel more confident and in control when using Buy Now Pay Later (BNPL) for everyday budgeting and bigger purchases.
As we spoke with more people, we realised something important: there’s still a lot of shame and misunderstanding around debt. Many assume BNPL users are careless with money — but we know that’s not true. We believe most of us simply need flexible, accessible ways to budget manage payments — and tools that help us stay on top of them.
That’s why we created Lone Shark: to make debt awareness simple, visual, and empowering. Our tools help you understand where you stand, make informed choices, and move toward your financial goals with confidence.
Our
Story
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Solutions
Lone Shark wants to make change in the following areas:
Debt Tracking
Our debt tracking solutions provide users with real-time insights into their financial health, empowering them to make informed decisions and take control of their debt.
Payment Solutions
We understand that some BNPL customers have low financial resilience, and cannot withstand unexpected payments coming out of their account. That's why we're working on a payment solution that will suit everyone. Coming soon!
Feel more Empowered
We believe looking after your finances is a form of self-care. We are committed to empowering our customers with the resources and tools they need to achieve financial stability and independence. Our solutions are designed to support users in making good financial choices.